eager loading is letting me down

Class User has_many Referrals. Referrals have an instance variable
'point_value.' So on my users/index action I want to list the user
info, total referrals, and then total points. However, I am getting the
notorious N+1 problem when running this action.

USERS CONTROLLER
  def index
    @users = User.find(:all, :include => :referrals)
  end

INDEX VIEW
<% for user in @users %>
  <tr>
    <td><%= h user.email %></td>
    <td>Referrals: <%= user.referrals.size %></td>
    <td>Points: <%= user.total_points %>

USER.RB MODEL
    has_many :referrals,
            :foreign_key => "referer_id"

  def total_points
    self.referrals.sum :point_value
  end

The index action nails me with a nasty N+2 queries (i have six user
records in the test db):

Processing UsersController#index (for 127.0.0.1 at 2009-01-02 15:49:16)
[GET]
  User Load (4.3ms) SELECT * FROM "users"
  Referral Load (1.4ms) SELECT "referrals".* FROM "referrals" WHERE
("referrals".referer_id IN (1,2,3,4,6,7))
Rendering template within layouts/users
Rendering users/index
  SQL (0.3ms) SELECT sum("referrals".point_value) AS sum_point_value
FROM "referrals" WHERE ("referrals".referer_id = 1)
  SQL (0.3ms) SELECT sum("referrals".point_value) AS sum_point_value
FROM "referrals" WHERE ("referrals".referer_id = 2)
  SQL (0.3ms) SELECT sum("referrals".point_value) AS sum_point_value
FROM "referrals" WHERE ("referrals".referer_id = 3)
  SQL (0.2ms) SELECT sum("referrals".point_value) AS sum_point_value
FROM "referrals" WHERE ("referrals".referer_id = 4)
  SQL (0.3ms) SELECT sum("referrals".point_value) AS sum_point_value
FROM "referrals" WHERE ("referrals".referer_id = 6)
  SQL (0.3ms) SELECT sum("referrals".point_value) AS sum_point_value
FROM "referrals" WHERE ("referrals".referer_id = 7)

Is this a failing of the rails .sum method to look inside the collection
or am I doing something wrong?

You probably could have said:

  def total_points
    self.referrals.to_a.sum(&:point_value)
  end

And then #sum is from Enumerable (as extended by ActiveSupport) rather
than ActiveRecord::Calculations::ClassMethods (note the use of .to_a
in there to get a real array rather than an association proxy)

-Rob