Representing left outer join in MySQL and Rails

I have to create a query from two tables. Table 1 is the accounts table and table 2 is the payments table. Each account can have many payments. I have to create a query that lists all accounts with the last payment. If there are no payments then the query displays no information for the payments but lists the account information anyway. If there are multiple payments then I need to pick up the last payment. Example:

accounts id name 1 a1 2 a2

payments id account_id cents 1 1 500 2 1 1000

if I run the following query:

select a.id, a.name, p.id, p.cents from accounts left outer join payments p where accounts.id = payments.account_id; then I get a.id a.name p.id p.name